AI for trucking insurance agencies, tested on fleet changes and filing requests you already worked.

Trucking has its own paper. A fleet is not a business auto policy with more vehicles on it. ACORD keeps a Truckers / Motor Carriers Section (the ACORD 132), a Transportation Section carrying a Motor Truck Cargo line (the ACORD 143), and state supplements on the ACORD 137 that split Motor Carrier and Truckers Sections. That paper changes during the term, and every finished change or filing request leaves your desk's answer on file, which is what makes these two jobs fair to test.

The list feeds rating. Commercial auto manuals treat five or more self-propelled autos under one ownership as a fleet, and they sort trucks by radius, measured in a straight line from where the truck is garaged: local up to 50 miles, intermediate out to 200, long distance beyond that. Some fleets sit on composite rates, where premium is spread over expected miles and trued up at the end of the term. A schedule that drifts through the year shows up again at audit.

Interchanged trailers bring paperwork of their own. Federal rules let authorized for-hire carriers interchange equipment only under a written agreement that specifically describes the equipment, names the points of interchange and says how it is used and paid for. So a trailer on the schedule can carry a paper trail of its own, and a fair test has to read that too.

Filings answer to a public record. FMCSA's April 2026 notice on Motus, its new registration system, says a registrant that doesn't keep evidence of the required insurance on file will have its operating authority revoked or suspended involuntarily. The notice also has Motus taking over from the former Licensing and Insurance system, and asks registrants to review their records, including insurance filings, and save a copy. A filing that doesn't match is more than a tidy-up for a motor carrier, and that is why filings are the second job here, or the first if that desk is where your day gets stuck.

One limit covers both jobs. Nothing in the proof of concept reaches your agency management system, an insurer's portal or a live policy. It never binds, endorses or changes coverage, decides what a policy covers, or files anything, and a licensed agent or account manager checks every draft. Driver personal data enters the sample only if your reviewer agrees to redacted or look-alike records. Commercial lines only, with no personal auto or homeowners. None of this is legal or coverage advice.