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Water, fire and storm losses

// AI for commercial restoration contractors

AI for commercial restoration contractors, tested on losses your team already closed.

For companies handling water, fire and storm losses at offices, hotels, schools, healthcare buildings and multifamily properties. Begin with loss estimate supplements or with water loss closeout files. Either becomes a free AI proof of concept on copies of 20 to 30 closed losses, and nobody signs in to your job management system or a carrier portal. Your reviewer, the estimator or project manager who knows that work best, sets the drafts beside what your team actually did.

Book a proof-of-concept call30 minutes with Rob
Restoration proof of conceptSettled before day one
First job
Supplements, or water loss closeout files
From you
20 to 30 closed losses, copied after the NDA
Never
A live claim, a carrier portal, a negotiation, a file submitted
Dry standard
Judged by your team, never the AI
Reviewer
Chosen by the owner up front
Price
Range now, fixed price before signing

// Jobs we would test

Start at the estimator's desk or the project manager's file

Two first jobs
Commercial losses only
JOB.01 · START HERE

Loss estimate supplements

The adjuster's scope set line by line against your field notes, photo log and work authorization, then a draft supplement request listing what that scope leaves out, for your estimator to review and send.

See the supplements page
JOB.02 · OR START HERE

Drying log closeout packages

A water loss file assembled from moisture maps, daily psychrometric readings, equipment logs, the work authorization and the certificate of completion, with missing days and rooms listed for your project manager.

See the closeout page
JOB.03

Contents pack-out inventories

Tag lists, photos and non-salvage notes from a hotel or school pack-out drawn into one room by room inventory of furniture, fixtures and equipment, for your contents manager to check.

JOB.04

Daily reports for public owners

The end-of-day report a city or school district's restoration contract asks for, drafted from equipment and crew records for your project manager to confirm.

// Why these two first

A commercial loss gets paid from its file, and you already have the files

Three standards, three dates. ANSI/IICRC S500 for water damage is a Fifth Edition from 2021 that covers residential, commercial and institutional buildings, and its consensus body has started revising it. S520 for mold reached a Fourth Edition in 2024 and lists post-remediation verification among its parts. S700 for fire and smoke appeared as a First Edition in 2025 and sets aside healthcare, laboratory, clean room and life science buildings. The S500 also treats finding and correcting the source of the water as the property owner's job, so the first page of a commercial file has to say who stopped it and when.

Commercial drying has its own credential. IICRC's Commercial Drying Specialist course, open to people who already hold its Water Restoration Technician certification, covers commercial, industrial, institutional and complex residential structures, along with furniture, fixtures and equipment. Its description names workflow management and process administration beside the drying itself. The trade's own training treats the paper on a big loss as part of the work.

Florida changed what a work authorization can carry. Its statute voids any attempt to assign post-loss benefits under residential and commercial property policies issued on or after January 1, 2023. Commercial policies issued from July 2019 until then fell under a separate set of rules. One contractor's closed files can hold both, so a test sample shows the policy date beside each authorization, and whether an assignment holds stays a question for counsel.

Public owners write the reporting into the contract. The City of Lake Worth Beach, Florida, holds a disaster water damage agreement covering city hall, the library, fire stations and other city buildings. It runs on purchase orders, each with a ceiling the contractor passes at its own risk. It wants a report by close of business showing hours for each machine and each position, plus audit-quality documentation acceptable to FEMA, and information that isn't in by 5 p.m. the next day can mean non-payment. Restoration & Remediation magazine wrote in February 2026 that missing support is the main reason such costs get taken back, with waste manifests a frequent problem.

Old buildings bring a federal clock. OSHA says some materials are presumed to contain asbestos if installed before 1981. Where the federal asbestos rule applies, a renovation forced by a sudden, unexpected event counts as an emergency renovation operation, with notice due as early as possible and no later than the following working day, giving the date and hour of the emergency and what happened. Those are the same facts your intake notes hold, and they have to agree.

One limit covers both jobs. Each closed file is its own answer key, so your reviewer marks drafts against what your team really sent. The proof of concept never touches your job management system, a carrier portal, a live estimate or a live claim, never negotiates with an adjuster, and never judges a dry standard or submits a file. Your estimator approves every supplement and your project manager submits every closeout. Texas and Florida are among the states that limit a contractor acting as a public adjuster, and nothing on this page is legal, insurance or engineering advice.

// How the test runs

Three steps, one desk at a time

  1. Step 01

    Pick the desk, name the reviewer

    The owner picks the job and names the reviewer, usually a senior estimator for supplements or a senior project manager for closeouts. Written success criteria, a price range for the live job and a signed NDA come before any file moves.

  2. Step 02

    Run it on closed losses

    Send 20 to 30 closed commercial losses with scopes, field notes, photo logs and authorizations, or with maps, readings and equipment logs. We call this stage the sandbox: a free test run on work already finished. If files can't leave your office, we build look-alikes with your reviewer.

  3. Step 03

    After a yes, about 30 days live

    New adjuster scopes or newly closing water losses go through the same job for about 30 days. A person on your team approves each supplement and each package before it leaves. Another job, if you want one, has its own price.

Priced per job. You get a range before the proof of concept and a fixed price before you sign.

On the call Rob sets the range from three counts: commercial losses closed each month, the people building those files, and the states you work in.

// Questions

Questions restoration contractors ask first

Does this connect to our job management system or estimating software?
No. The test runs on copies and exports of closed files: scopes, logs, photos and authorizations. Nobody signs in to your job management system, your estimating software or a carrier portal.
Can a restoration contractor send a supplement without acting as a public adjuster?
That depends on the state and on what the supplement says. Texas bars a contractor from acting as a public adjuster on property it works on, and Florida bars a contractor without that license from interpreting policy terms or adjusting a claim. The drafts describe the work and the evidence and stay off coverage, and your counsel is the right person to ask where your state draws the line.
Will the AI decide when a building is dry?
No. It quotes the dry standard your technician recorded and shows the readings beside it. Whether a material has reached its goal belongs to your technicians and project manager, under the standard or the file they are working to.
Do fire and storm losses fit?
Supplements can include water, fire and storm losses if your estimators handle all three, and the sample should show that mix. The drying log package is built for water losses. Fire and smoke work has its own standard and its own paper, which could be a later test.
We work in hospitals and schools. Can those files be part of it?
Yes, if they are closed commercial losses. Your office blacks out patient, student and tenant names before anything moves, and any owner requirement, such as an infection control plan, goes in the sample so the draft can list what the file should hold.
Rob Eason

Rob Eason, founder

// Book a proof of concept call

Bring one closed commercial loss to the call.

Half an hour with Rob on your company, your role, the job you'd test first and roughly how many commercial losses you close each month. Scopes, logs and photos stay with you until the NDA is signed.

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