30-min call with RobBook a proof-of-concept call
Job 01 · Settlement desk

// Grain elevators · Settlement sheets

Grower settlement sheets, drafted from the ticket, the grade and the contract for your settlement clerk.

A grower's loads cross your scale all harvest, and someone has to turn the tickets into one sheet and one check. A free AI proof of concept drafts those sheets from copies of 20 to 30 settlements your office has already paid. Your reviewer, whoever on your staff knows settlements best, holds each draft against the sheet you actually issued.

Book a proof-of-concept call30 minutes with Rob
Paid settlements
20 to 30
Checks issued
None
Grades or discounts changed
None

// The one job

From a stack of tickets to one sheet and the right names on the check

A settlement starts with scale tickets, one per load, each with its weights and the factors your grader recorded. Your clerk pulls the tickets for a grower and a contract, takes the moisture and foreign material readings to your discount schedule, works out net bushels, adds drying and any storage, splits off the landlord's share where there is one, checks the lien file and builds the sheet the check will follow.

In the test, AI reads copies of those same records and drafts the whole sheet: tickets in order, factors as your grader wrote them, gross pounds to net bushels shown step by step, each discount and charge beside the schedule line it came from, and every name that belongs on the payment. Nothing posts and nothing gets paid. Your reviewer compares each draft with the sheet your office issued.

Scale tickets and gradesOne grower, one contract
Ticket nos.
Grower
Contract
Moisture ticket
TicketNet poundsFactors
Illustration, not a real ticket
Settled by
contract and schedule
Settlement sheetDraft
Grower
Landlord split
Lien holders
Method
TicketNet bushelsCharges
Made-up sheet, for illustration

// What makes it hard

Where a settlement sheet goes wrong

The bushel on the check is not the bushel in the test cup. Test weight is measured per Winchester bushel of 2,150.42 cubic inches, and U.S. No. 2 corn can run as light as 54 pounds. The pay bushel is a fixed standard: 56 pounds for corn, 60 for soybeans and wheat, 48 for barley and 32 for oats, as an Ohio State fact sheet lists them. A light load still divides by 56, and its test weight reaches the sheet only as a discount line. The draft keeps those two numbers apart.

Moisture is not a grade, so the standards won't price it. The Official United States Standards for Grain define moisture, yet the grade tables for corn, wheat and soybeans don't list it as a factor. Discounts, drying and shrink come from your schedule. A National Corn Handbook bulletin separates the water actually removed from handling loss, which it says is often called invisible shrink, and shows that a constant shrink factor builds in whatever handling loss its size implies. NIST Handbook 44 wants the meter's printed ticket to show the date, grain type, moisture, test weight per bushel and calibration version, so the ticket itself tells your reviewer which calibration read that load.

Foreign material means something different in each grain. Corn's factor is broken corn and foreign material: whatever falls through a 12/64 round-hole sieve, plus anything that isn't corn left on top. Wheat starts with dockage, and its foreign material is what remains after dockage and shrunken and broken kernels are gone. Soybeans carry foreign material and splits. The National Grain and Feed Association's Rule 7 says grain sold subject to dockage or foreign material trades on the net weight. Soybeans add one deduction that isn't yours to keep: the first purchaser collects the federal checkoff, figured on the net market price after any premium or discount for grade or quality, so that line is only as right as the discounts above it.

The method of settlement changes the sheet. One state's rules, Iowa's, list what every settlement sheet must show and then branch by method: if priced, the price, quantity and pricing date; if paid, the check or transfer number as well; if moved to a credit-sale contract, its type, date and number; if moved to a warehouse receipt, the receipt number and date. The same rule makes the ticket printed at weighing the document of record, has reprints marked duplicate, wants grade factors written down at the time of deposit, and keeps records six years. Iowa's tariff law also holds a storage increase off grain already in store until the next anniversary of its deposit, so two loads in one bin can sit at different rates.

The check may not be the grower's alone. Under the Food Security Act a buyer generally takes farm products free of a lender's security interest unless the notice rules were met. A direct notice must arrive within a year before the sale, name the lender, the debtor and the debtor's identifying number, the crop, crop year and county, and state any payment conditions for a release, and it must be amended within three months of a material change. States with certified central filing work from a master list, and those systems change: in March 2026 USDA approved moving Oklahoma's from the Secretary of State to the County Clerk. A 2009 North Dakota committee hearing described an elevator checking the central file under the sharecropper's name and adding lien holders to that check, with no bank's name on the check of a landlord who wasn't in the file. The draft lists every name it finds and where it came from. This describes the work and is not legal advice.

// What you send

A season of settlements your office already paid

Copies only
After the NDA
01

20 to 30 paid settlements

The sheets as issued, with every scale ticket, grade ticket and moisture printout behind them. Mix easy ones with a wet load, a heavy foreign material load and a sheet your office corrected after a grower called.

02

The contract behind each load

The cash, basis or deferred price contract each load applied to, and the storage agreement where the grain sat before it sold.

03

Your schedules, as they stood

The discount schedule, shrink factor, drying charges and storage tariff in force that season, including anything that changed partway through harvest.

04

Lien notices and crop shares

Lender notices or master list entries, crop share arrangements and payee instructions in force on those dates. Black out Social Security and tax ID numbers on your copies. If a grower's file has to stay in the building, we build a look-alike with your reviewer.

// Before it starts

Settled before a single ticket is copied

Your owner signs off on each line below before any grower's paperwork leaves the office.

Terms for the settlement testAgreed up front
Your reviewer
The owner's pick: often the grain accounting lead or a senior settlement clerk
Success criteria
In writing: which lines must match, and how bushel rounding is judged
Sample
Several grains and contract types, at least one lien holder and one crop share
Who decides
Your team: every factor, discount, charge and payee
Price
A range for running it live, before the first ticket is copied
NDA
Signed first

// How the test is judged

The sheet you issued beside each draft

Ticket by ticket
against what the grower received
Across the same 20 to 30 settlementsSheet your office issuedDraft from the test
Tickets tied to the right grower and contractFilled in on your settlementsFilled in on your settlements
Net bushels, from scale weight through shrinkFilled in on your settlementsFilled in on your settlements
Moisture, test weight and foreign material discountsFilled in on your settlementsFilled in on your settlements
Drying and storage charges, by schedule lineFilled in on your settlementsFilled in on your settlements
Landlord split and lien holders named on the paymentFilled in on your settlementsFilled in on your settlements
Method of settlement and its reference numbersFilled in on your settlementsFilled in on your settlements
Sheets held back, with the reasonFilled in on your settlementsFilled in on your settlements
Blank until your files run. Nothing goes in these cells before your own paid settlements are tested.Your reviewer scores them and makes the call.

// After a yes

A month on new loads

Once your reviewer agrees, new deliveries go through the same drafting for about 30 days.

Your settlement clerk approves each sheet before it posts to your grain accounting system or a check is cut.

The side-by-side keeps going on live loads, and a next job would be a separate decision with its own price.

// Possible next jobs

If settlements pass

Ranked, not promised
Priced one at a time
  1. 01

    Grain contract confirmations

    Each contract checked against the trader's record and the delivered bushels, with unpriced balances listed for your merchandiser.

    Next
  2. 02

    Storage statements and warehouse receipts

    Open storage balances and tariff charges gathered by depositor for the person who signs each statement.

    Then
  3. 03

    Outbound weight and grade reconciliations

    A processor's or terminal's unload results set beside your loading tickets and the sale's terms.

    After that

// One hard limit

No grade, discount or payee comes from the AI.

Your grader records the factors, your schedule sets the discounts and your staff decides who is paid. Nothing here reaches your grain accounting or scale system, a trading or hedging account, a live contract or an actual check, and no trading or pricing decision comes out of it. It reads copies only, and a person checks every settlement.

Priced per job. You get a range before the proof of concept and a fixed price before you sign.

Rob gives the range on the call, once he knows how many growers you settle at harvest, how many locations you run and how many discount schedules are in use.

// Questions

Settlement questions

Does the AI decide the moisture or foreign material discount?
No. It reads the factor off the ticket and the line off your schedule, then shows the subtraction. If a ticket has no moisture reading or your schedule has no line for it, the draft holds that ticket for your clerk.
What if a lender's notice never made it into the file?
Then the draft can't know about it. It lists names only from the notices you send and says where each one came from. Whether a lien applies and whose name goes on a check stays with your staff.
How does it handle a crop-share landlord?
Send some sheets that split the crop. The draft divides bushels and charges the way your paperwork says and shows the source of the split. If the share isn't written anywhere in what you sent, the draft marks it missing.
We settle corn, soybeans and wheat. Can one sample cover all three?
It should. Each grain has its own factors and its own standard bushel, so give your reviewer several settlements of each and the sample will show how the draft handles every line of your schedule.
Does this replace our grain accounting system?
No. Tickets and settlements stay where they live now. The test works from exports and copies, and nobody from Massmarket signs in to your system at any point.
Rob Eason

Rob Eason, founder

// Book a proof of concept call

Bring one grower's season of tickets.

Rob's call runs 30 minutes: your locations, your role, the grains you take and about how many settlements you issue at harvest. Tickets, lien notices and contracts stay put until the NDA is signed.

  • Co-owned a 60-employee financial services firm and sold his share to his partner.
  • Ran GOSO Technologies, a Boston solar company rated 5/5 across 24 Google reviews.
  • 5/5 across 83 reviews in HighLevel's Certified Admin Directory.
  • 4.3/5 from 6 Google reviews of Massmarket AI.
  • Every directory and Google review, critical ones included, is shown word for word at massmarket.ai/reviews.
  • Takes every proof-of-concept call himself.